Accounting & Billing

Online Account Information

Account information is available to certain registered users of online services at PMSLIC.com, including most policyholders. In the Account Information section you can:

  • check last payment received;
  • view your current invoice;
  • check your overall account balance;
  • view and print an Account Activity Report; and
  • check last refund.

Follow the link below to experience how online account information can benefit you and your practice.

Account Information

Billing Schedule

PMSLIC’s premium is billed in quarterly installments. There is no finance charge for the installment billings. Premium billings are mailed about one month before the due dates.

2008 Billing Schedule

Mail Date* Due Date*
February 8 March 6
May 8 June 5
August 8 September 5


*Subject to change based on system updates.

PMSLIC will bill annually upon request.

MCARE Fund Requirement for Policy Changes and Policy Cancellation

To ensure that you receive a refund of the Mcare assessment if you need to change your policy or cancel your coverage:

  • Please notify PMSLIC within 10 days of the effective date of the policy change or cancellation in order to process and remit information to Mcare.
  • Please share this information with those responsible for administering coverage to ensure that PMSLIC is notified immediately if a policy must be changed or canceled for any reason.

If you have questions, please contact your PMSLIC Underwriter at 800 445-1212 or your agent.

Don't Delay, Apply for the MCARE Abatement

No one can completely prepare for what tomorrow may bring. PMSLIC strongly urges our policyholders to apply for the Mcare abatement as soon as possible. In the case of Mcare, the old saying “Don’t put off ‘til tomorrow what you can do today” holds much value.

Consider the following circumstances…

  • The phone call from our policyholder’s mother was heartbreaking. Her son, a Pennsylvania physician in his forties, had passed away from cancer months earlier. In settling the doctor’s estate, the mother had stumbled across her son’s Mcare abatement application that had been set aside during the doctor’s illness and never completed.
  • Dr. Green just received his bill for his Mcare full Mcare assessment. He doesn’t understand why he’s being billed for Mcare again when he paid another earlier Mcare bill for the abated amount. Through the course of the conversation, the PMSLIC Policyholder Services Representative learns that Dr. Green never applied for the Mcare abatement that he may have been eligible for because he thought his employer had handled it for him.
  • Dr. Miller, a PMSLIC policyholder, decided to retire mid-way through the policy year. PMSLIC billed him the annual Mcare assessment at the abated amount in February, and he paid it. Dr. Miller retires in June, PMSLIC returns the Mcare credit due to him, but Dr. Miller does not apply for the Mcare abatement either before or after his retirement is effective. The following spring, Dr. Miller is surprised to receive an Mcare bill for the remainder of the full assessment now due.

Any physician not sure about applying should apply! Eligibility will be determined by Mcare representatives after they receive an application, but Mcare must first have an application to consider. By completing the Mcare abatement application, policyholders can ensure that despite changing circumstances, they have submitted the necessary paperwork to be considered for abatement eligibility. If eligible, Mcare will e-mail an eligibility status letteras well as mail a hardcopyto the policyholder, who, in turn, is responsible for sending a copy to PMSLIC to complete the process.

Mcare Abatement Frequently Asked Questions for Health-Care Providers

MCARE Fund Assessment Billing

Companies providing basic limits of insurance bill their insureds the annual assessment for the excess coverage and remit payment to the Fund. More information on the assessment and available financing is mailed with the assessment billing.

For Policyholders
For More Information
Medical Liability Reform
Certificate of Insurance
For Defense Counsel
Loss Prevention Discount Program