Since 1976, PMSLIC has been a Pennsylvania physician-directed carrier with proven stability coupled with a strong personal commitment to physicians and physician practices.

Always with you is our way of reaffirming our promise to provide the protection, stability and advocacy our insureds deserve from their medical professional liability insurance carrier. Always with you delivered uniquely by PMSLIC, is our pledge to meet the individual needs of our policyholders.

It is not by chance that over 97% of our policyholders choose to renew coverage year after year; that a majority of our policyholders earn CME credits and a premium discount by completing our Loss Prevention Discount Program annually; and that, in the last five years, 90% of claims taken to trial ended in defense verdicts for our policyholders.

PMSLIC is Always with you, stable and strong, anticipating your needs and prepared to assist with your insurance-related needs in any way that we can.

Quality and service in coverage

PMSLIC designs our products with the needs of our physician policyholders foremost. Our underwriting guidelines are solid. We offer claims-made coverage in order to establish more predictable and accurate rates and to be able to price our product in a responsible manner. Our service standards ensure that policyholders are afforded consistently high levels of service.

Quality and service in claims

PMSLIC works to defend good medicine and our record shows it. No claim is settled without the consent of our policyholder. PMSLIC uses defense counsel that best represent our claims management philosophy. We understand what's at stake when a policyholder's reputation is on the line.

Quality and service in risk management

Putting Prevention into Practice is the motto of the PMSLIC risk management team. Our goal is to provide PMSLIC-insured physicians with compelling educational materials, programs, and advice to help physicians identify and reduce some of the risks in medical practice.

PMSLIC risk management resources include:

• CME activities on risk management topics (online and pen-and-paper courses)
• Risk management newsletter
• Telephone consultations with risk management staff
• Risk management presentations
• Sample forms
• Litigation stress materials

You'll never regret choosing the best.  Make Always With You coverage your coverage today:

Apply for Coverage

Where To Find Us

If you’re interested in finding out more about PMSLIC, we invite you to come see us at one of the events in your area.

April 6, 2013
Allegheny County Medical Society Foundation (ACMS)
Anuual Gala
Pittsburgh, PA
www.acms.org

April 12, 2013
Berks County Medical Society (BCMS)
Anuual Meeting
Berks, PA
http://www.berkscms.org

May 1 – May 5, 2013
Pennsylvania Osteopathic Medical Association (POMA)
Anuual Meeting
Valley Forge, PA
www.poma.org

May 9 – May 10, 2013
Pennsylvania Medical Group Management Association (PAMGMA)
Anuual Conference
Philadelphia, PA
www.pamgma.com