NORCAL GROUP, through its medical professional liability insurance companies, provides protection to more than 25,000 physicians, healthcare extenders, medical groups, hospitals and community clinics primarily in California, Pennsylvania, Rhode Island, Delaware and Alaska. The mission of NORCAL GROUP is to provide the highest quality insurance products and services at the lowest reasonable cost, while maintaining financially sound companies.

NORCAL Mutual Insurance Company and PMSLIC Insurance Company, members of NORCAL GROUP, are two of the nation's leading physician-owned medical liability insurers. Both are governed by boards of directors comprised predominantly of physicians. NORCAL Mutual and PMSLIC share a group rating of "A" (Excellent) by A.M. Best for their financial strength and stability.

NORCAL GROUP provides an integrated organizational structure for NORCAL Mutual and PMSLIC -- strengthening administrative efficiency and generating maximum value for the premium dollar. Both companies were founded by physicians to foster patient safety and risk management, and to protect policyholders' practices and reputations.

Based in San Francisco, and operating in California, Alaska and Rhode Island, NORCAL Mutual was formed in 1975, in response to California's medical malpractice crisis. Mechanicsburg, Pennsylvania-based PMSLIC was formed by the Pennsylvania Medical Society in 1976 and acquired by NORCAL Mutual in 2002. PMSLIC offers medical professional liability insurance in Pennsylvania and Delaware.

NORCAL GROUP
Protecting the Art of Medicine_®